Detail + More Content + More Accuracy = A Bulletproof Appraisal.
Is this important?
Absolutely, and this is why. Since we are typically dealing
with an asset costing hundreds of thousand of dollars, quality
is extremely important. Very few appraisals can be fully supported
a year after they are completed, simply because there is not
enough content and detail to be 100% sure that what was stated
is complete and true. Lenders write checks for very large
amounts of money, relying on an appraisal to be accurate.
Unfortunately, some are not. Some appraisals, if questioned
about a basic item like proving there were five bedrooms,
could not prove even that. See an illustration here
which clarifies the lack of detail an appraisal can have.
You have a high level of risk, and possibly a huge difference
in value in anything less than a high precision appraisal.
Eliminate high risk, worry and problems, from the start. Read
about a horror story in my testimonials here,
about a single woman being held hostage by a bad appraisal.
This could happen to anyone.
If you are just curious what a property is worth then this
is the real estate appraisal for you. These "user-friendly",
easy to understand reports are great for various uses. These
are also commonly used as a pre-sale tool to set a listing
value and help sell a home at the best price. Read
Private mortgage insurance (PMI) is a premium paid by most
borrowers who have less than 20%-25% equity in their homes.
However, once you reach the required amount of equity you
can have your PMI removed from your mortgage payment and save
a lot of money every month. Read
Protests / Disputes Appraisal
Protesting your property taxes can be a tough battle, but
it is even harder to win if you do not go prepared. A current
appraisal of your property is the most effective tool you
can take with you to your hearing. In most cases you can avoid
a hearing altogether with a well written appraisal. Read
& Lending Appraisal
I work directly with lenders and AMCs for purchases, refinancing,
mortgages for homes. If you are a lender and do not know
me, let me know and we can fix that. There are several options
available. If you are a consumer looking to buy, refinance,
or explore a reverse mortgage, I have lenders that can help
you. Read More
- Estate - Probate
Legal matters can bring about questions of
a properties value both current and retrospective. I have
years of experience performing appraisals for attorneys
and estate planners. Read
and Rental Analysis Appraisal
Whether you are looking to purchase or currently own investment
property, there are many situations in which you may need
an accurate appraisal to help with your financial planning.